How to Grow Money Trees in Animal Crossing

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Money trees are one of the lucrative ways to earn bells in Animal Crossing: New Horizons on Switch.

Money trees are trees that grow bluebells. They only produce bells once, and after you shake the bags of money off them, they will return to normal trees.

To grow a money tree, you need to do the following:

  1. Find a glowing spot in the ground.
  2. Dig in a glowing place.
  3. Open inventory and click on the number indicating the quantity
    bells. This will allow you to take bags of bells straight into your pockets.
  4. Put the number of bells you need.
  5. Wait a few days.
  6. Shake the tree and collect your Bags.

When you first dig the site, you get a pouch of 1,000 Bells, which you can toss back into the hole to bury for a small profit.

The number of Bluebells each tree gives varies depending on how many you bury back into the glowing pit. If you bury 2,000 bluebells, there will be 2,000 bluebells in each bag on the tree, for a total of 6,000 bluebells. Some players have reported that if you bury 99,000 bluebells, there will be 99,000 in three bags. According to our testing and research, planting more than 10,000 bluebells does not guarantee an income of more than 30,000. Play smart.

If the tree is in a place you don't like, you can use a shovel after you bury the bluebells. Just dig up the seedling and plant it elsewhere. This will not affect the number of bells you get from the tree.

How to get the most out of money trees

First, if you dig from 100 bells to 1000 bells, you will always get a money tree that will return three bunches of 1000 bells each (3000 bells in total). Further, if you decide to bury from 2,000 bells to 9,000 bells, then with a 70% chance you will get three bunches of 1000 bells (3000 bells in total), and with a 30% chance you will get a triple portion of what you buried.

Finally, if you bury from 10,000 bells to 99,999 bells, then there is a 70% chance that you will get three bunches of 10,000 bells each (30,000 bells in total), and a 30% chance that you will get a triple portion of what you buried.

Thus, if you are looking for the safest option, you should bury 10,000 bells every day (200,000 bells in 10 days).

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